My weekly food shop is the one expense I can't avoid, so it's also the expense where cashback makes the biggest difference over a year - and I get it back instantly, across every major supermarket I actually use. I split my grocery shopping across a few different supermarkets depending on price, location, and what I'm buying that week - a big Tesco shop, a Farmfoods freezer stock-up, the odd Asda or Morrisons run. Once I started using cashback cards for all of them, I stopped thinking of supermarket loyalty as something I get from one shop and started treating it as something I earn everywhere, every time. TL;DR I buy a tuck. cashback card before each supermarket shop and get money back instantly. This works across Asda , Tesco , Morrisons , and Farmfoods . It stacks with Clubcard, Nectar, and other loyalty schemes since they're separate systems. Rates vary by retailer and change over time, so I check live rates before each shop. Spreading my shop across supermarket...
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